🌻
美國聯準會(Fed)在美東時間22日下午2時(台灣23日凌晨2時)宣布利率維持在趨近零的水準,但暗示升息可能會比預期來得快一些,同時也大幅下修今年的經濟展望。
https://udn.com/news/story/6811/5764746
🌻Adobe(ADBE)電話會議內容讀後感
ADBE前兩天發表財報了.
這次ADBE在財報後下跌, 主要是兩個原因(如下). 不過個人覺得是瑕不掩瑜:
1. 因為之前已經漲了不少(投資人期望太高)
2. 因為Digital Marketing這部分的業務受到季節性的影響, 所以表現不是很突出(沒有比預期高出很多)
a. net new Digital Media ARR (3% beat vs guide, vs 15% beat in 2Q21 vs 35% beat in 3Q20).
b. 有分析師在問(“Maybe just -- can we double-click on the seasonality commentary in the quarter? Because if we look at the beat versus guidance on net new digital media ARR, it looks, at the same time you had the weakest beat, but then the strongest guide in the last three years, which kind of speaks to and confirm some of those seasonality comments that you made.)
i. 高層對此的回答是, 主要是疫情後, 加上正值夏季, 大家的日子回復到正常&放假外出, 所以這部分的業務有受到影響(I think going into the quarter, we had expected that the consumer with a little bit more return to normalcy as what's happening in the environment.)
ii. 高層又說了一些話, 不過重點就是他不認為這是甚麼大事”So, net-net, I would say that the growth prospects for that particular business and the growth drivers remain intact. But again, very much in line. And this is what we feel good about the insights that we're getting on the business.”
iii. 也提到, Q4通常會是digital marketing業務的旺季(表現會不俗的意思)
另外, 覺得這次令我印象深刻的是, 當高層與分析師提到這些事情:
• 常在一些公司的電話會議中提到omnichannel這個字(疫情後, 更明顯了). 這次高層也有提到. ADBE可說是omnichannel概念股:
o “I mean, a big part of that is more and more companies are thirdly doing the multi-channel omnichannel, whatever they want to call it. And I think that's only going to continue to be a driver of our Digital Experience Solutions. Because today that stable stakes and so we just look at it and say whether you're shopping in-store over they are shopping online. You need a solution that treats you like a customer that we know of.”
• 網路上影片(video)的興起, 以及串流影音, 有提高了Adobe的營收天花板(用句分析師的術語, 就是TAM (total addressable market) expansion.
• 當使用者製作了越來越多的內容, 內容管理(content management)的能力就越顯重要, 內容上的流程管理(workflow)也越顯重要. Adobe的產品能夠幫內容製作者解決這樣的問題.
• 而Adobe各產品間的相容性, 標準化, 整合能力, 是它的競爭優勢之一:
o And one of the things we did really well is what we called our named user deployment and how, you know, when we have these enterprise licensing agreements, we offer enterprises the ability to download and distribute within the companies. And the more we do training and evangelism of the products, that leads to adoption. So, I would say there's an element of standardization, there's an element of more content.
而最近ADBE有個新聞, 引起了我的注意, 就是它即將在自己的平台上, 提供付款服務(payment service). 根據之前研究SHOP的經驗, 這有可能會對股價造成一定的漲幅:
On Sept. 15, Adobe announced that it will add payment services to its e-commerce platform this year to help merchants accept credit cards and other ways of paying. The move will deepen Adobe's rivalry with e-commerce firm Shopify (SHOP).
For the service, Adobe has partnered with PayPal (PYPL), which will process a variety of payment types, including credit and debit cards as well as PayPal's own payment and buy-now-pay-later offerings.
https://www.investors.com/news/technology/adbe-stock-adobe-beats-fiscal-q3-targets/
接下來該怎麼辦? 對於基本面良好的公司如ADBE, 我能說的就是buy the dip(逢低買進)了. 供參.
🌻The Facebook Files
一個星期前, WSJ上面有個關於FB的大篇幅調查報導. 有興趣的可以看看.
The Facebook Files
https://www.wsj.com/articles/the-facebook-files-11631713039
這篇文章挺長, 也沒有看到華爾街中文版本的完整翻譯, 不過可以看看這篇:
https://on.wsj.com/2ZmFimp
"《華爾街日報》的相關調查顯示,這家社交媒體巨頭心知肚明,其平台會傷害用戶,而且是以該公司常常完全了解的方式造成傷害。目前,全球近半數人口都是Facebook旗下平台的用戶。其中一些證據尤其令人不安:據《華爾街日報》報導,Facebook的內部研究顯示,在報告稱有過自殺念頭的青少年中當中,有13%的英國用戶和6%的美國用戶把這種念頭歸結於Instagram。"
另一篇相關新聞:
https://www.thenewslens.com/article/156683
"《華爾街日報》於13日揭露Facebook的XCheck系統,也就是內部系統中的VIP名單,數百萬名人、政治人物與記者等知名公眾人物都在特別的一份「白名單」之內。"
"這些「貴賓」在社群上發布的內容可以躲過一般的審查系統,即使發布明顯的不當內容,也不會立即被刪除。《衛報》報導,Facebook的獨立監督委員會表示,在閱讀該篇報導後,決定要審查XCheck系統,並要求Facebook對其進行報告與解釋。"
🌻我喜歡的Apple TV影集, "Ted Lasso", 是這次艾美獎的大贏家, 很多主要演員都得獎了.
很高興這兩年, 因為有這部戲的陪伴, 讓我撐過了疫情, 家人離世, 以及一些烏煙瘴氣的事情.
前幾天看演員的得獎影片, 一位娛樂記者問得獎的男配角(也是編劇之一)說, 你覺得這部片的核心思想是甚麼. 他說, be curious, not judgemental.
就像得獎的女演員在劇中一開始是很鴨霸很壞心的球隊主人, 但這樣做是因為被前夫傷透了心, 所以想要弄垮離婚後分到的財產(也是前夫的最愛--球隊); 外表看起來永遠陽光燦爛做啦啦隊的男主角, 在青少年時父親自殺, 造成了他心裡永遠的痛&障礙(讓他在球賽時, 會有突發恐懼症).
我們每個人其實都有很多面, 很多個故事. 尤其在社群, 大家都是萍水相逢, 對彼此的了解都是非常片面的; 而有時候在社群裡, 看到有人會因為只看到一個面向, 就去下斷語. 這其實是人之常情很難避免, 所以我們需要常用第二層思考去提醒自己. 社群裡需要更多的同理心.
“Be curious, not judgmental” – Walt Whitman(惠特曼)(美國詩人)
Picture來源:
https://www.apple.com/newsroom/2021/09/apples-global-hit-comedy-series-ted-lasso-sweeps-the-2021-primetime-emmy-awards-scoring-history-making-win-for-outstanding-comedy-series/
同時也有3部Youtube影片,追蹤數超過9萬的網紅Smart Travel,也在其Youtube影片中提到,#日本網吧收費 #窮遊北海道 #北海道札幌2020 Hello大家好, 我叫阿Tsar, Hello, everyone. 今日同大家介紹是日本窮遊的其中一個方法 Today I will talk about 1 way of budget travel 就是網吧啦, 300 yen入會費,...
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online shopping意思 在 Karen Cloudy Tang Facebook 的精選貼文
由皮膚因為天氣變得敏感之後,我慢慢轉用天然嘅產品令皮膚狀態穩定啲
今次遇到Evolcare✨ 佢哋除咗係一個採用100%天然活性成分嘅clean beauty品牌,個名仲好有意思,因為掉轉睇係:Love & Care❤️,有自愛既意思。用最自然既產品就係對自己最好既愛!產品有好多種類,配合返唔同既皮膚類型,包裝仲好方便細緻,一手拎幾包出街補妝都冇問題😆
而加只要
💛 like同Follow @evolcarehk 的IG & FB,就可以得到一系列產品試用裝
💛 用我既discount code 【EVL_KT15】,同pop up同事講返,又或者online shopping 都可以有15% off!
Promotion做到3月31號,有興趣記得去睇下啦😍
Evolcare Pop-up store:
📍 K11購物藝術館ART MALL B2層 Kiosk
🕰 11am - 9pm
順帶一提,Evolcare係太古都有分店,方便港島區既大家🧡
#LoveisJustRight #LoveAndCare #Evolcare @evolcarehk
online shopping意思 在 Sony Chan Facebook 的最佳解答
Dernière chance. 大家好鍾意嘅 「lace首飾」放咗上online shop,好辛苦先搵到咁多返嚟俾大家 happy shopping,最緊要大家開心!(之前Pre-order而收唔到email嘅朋友,唔好意思,嗰啲貨已經無stock喇) 選購網址:https://sonychanselects.com/collections/new-arrivals
#SonyChanSelects
#LorinaBalteau
#FlashSale
#HappyShopping
#超limited賣晒就冇
online shopping意思 在 Smart Travel Youtube 的最讚貼文
#日本網吧收費 #窮遊北海道 #北海道札幌2020
Hello大家好, 我叫阿Tsar, Hello, everyone.
今日同大家介紹是日本窮遊的其中一個方法 Today I will talk about 1 way of budget travel
就是網吧啦, 300 yen入會費, 即是21.5港元 Internet cafe, 300 yen membership fee, which is 21.5 HKD
過夜一晚, 我選擇住了九個小時, 2145 Yen連税, 即是174HKD Overnight, I chose to stay for nine hours, 2145 Yen with tax, which is 174HKD
加起來200HKD有找, 住在札幌狸小路市中心一晚 Stay one night in downtown Sapporo Tanukikoji for less than 200HKD
其實我機場附近是有酒店住的,不過我在狸小路如果行到得太夜返酒店 In fact, I stayed in hotel near the airport, but I traveled quite late at Tanukikoji
........
在狸小路一帶, 其實最少有五、六間網吧可以給大家選擇 In Tanukikoji, there are actually at least five or six Internet cafes for you to choose from.
我上了三間, 最後選擇了一間在狸小路4丁目入面 I went to 3 internet cafes, and finally chose one at the 4th street of Tanukikoji.
24小時開放的驚安之殿堂隔離, 半夜肚餓還可以留下有幾間便利店 Next to 24-hour open Donki n a few convenience stores downstairs of this internet cafe
網絡咖啡室,簡稱網咖,在90年代興起,在日本已經非常普遍, Internet cafes have emerged in the 1990s and have become very common in Japan.
香港人身嬌肉貴, 好少會到網吧過夜, 不過我覺得這些都是日本生活體驗之一 HK pals are rarely overnight in Internet cafes, but I think these are one of the Japanese life experiences
狸小路酒店收費最平三百多HKD都有 There are hotels charge 300plus in HKD at Tanukikoji
不過網吧收費還要平一半 However, Internet cafe charges are still half price cheaper
而且它有最少三個小時的收費,假如你女人去附近shopping And it has a charge of at least 3 hours, if your woman goes shopping nearby
男士們就可以上來這間網吧休息一下,一邊等 Men can come to this internet cafe and rest while waiting
所以不一定要來這裏過夜的, 但是網吧24小時營業, So not a must to stay overnight, but Internet cafes are open 24 hours,
任何時間想去都可以, 不用做booking, 話上就上 No need to book in advance, u can come here at anytime
我拍片回來給大家看看, 等大家窮遊的時候又多一個選擇 I just want to show u more option for budget travel
這種網吧的形式, 幾乎全日本都是這樣做法 This format of Internet cafe is widely used in almost all in Japan.
我廿幾歲的時候, 曾經上過台灣網吧過夜 I overnight an internet cafe in Taiwan when I was 20 something
亦去過其他國家的網吧, 但是沒有過夜 Also visited Internet cafes in other countries, but did not stay overnight
.........
食落真是非常之好味喎, 入面除了有一塊豚肉之外 Very yummy with the pork inside
還有相當多的醬料, 味道一流 Taste is superb with different sauces inside
這裏上網嘅速度, 亦都好快, 睡不著可以睇片打機都得 The internet speed here is also very fast. If you can't sleep, many things to entertain.
到你check out之後, 亦可以行一行驚安之殿堂 After you check out, you can also go to the Donki next door
我就在驚安買了一對鞋墊, 非常之舒服透氣 I bought these insoles in Donki very comfortable and breathable.
因為我還有好多地方要去, 大家睇完我條片之後 As I had many places to go that day
以後去北海道, 就可以更加精明消費 Going to Hokkaido in the future can make smarter consumption after watching my video
網吧的運作收費模式, 全日本通用 Internet cafe operating formats are similar throughout Japan
昨天我跟一班junior傾計, 有個junior話 Yesterday I talked with my juniors, one said:
援交女part time girlfriend post上網 Part time girlfriend post online
話一是给錢、一是给口罩找數, 一篤一個口罩 Customers can either pay in cash or in surgical(anti virus) mask
我當然不知是什麼意思啦, 不過我平日都有睇新聞 I don't clearly know how they charge. But I've heard from news somehow
我就問番佢, 咁顏射幾多個口罩呀?成班junior笑到死下死下 Then I asked him back for how many masks do they charge bukkake? The juniors LMAO.
非常時期要注意個人衛生, 召妓這麼埋身肉搏的活動 Attention should be paid to personal hygiene during recent times.
大家都時要注意健康啦, 我在這裏講這些,都是開下玩笑輕鬆下啫 Everyone must pay attention to your well-being, I am just joking for saying BS here for relax.
睇咗當去咗, 又可以和朋友同事親戚多個話題 DO u enjoy my video tour? Share with people u know for more topics.
記得按通知制, 睇完影片留個表情符號以示支持 Remember to press the notification bell, leave an emoji to show support before u leave
功德無量, 我們下一條片再見,88 Thx a million n with that said until next time.88!
請用片右下角調4K睇片。
online shopping意思 在 MYBY孟言布语 Youtube 的最讚貼文
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A Message from Dayday:
哈喽各位MYBY们~要跟大家说声抱歉!这周UPLOAD SCHEDULE因为我在外地出差ing, 所以没法按照周一三五平时的安排。下周就会回到我们NORMAL SCHEDULE啦。Woot woot~ Much love ❤️
这一期DAYDAY和黄布要聊一聊网购!双11快到了,我们就要讨论到底是哪国的网购最方便,买过最不满意的产品,和中英美快递和快递员的区别。这周要问问大家:你们一般网购的时候都会买什么?有没有什么比较有意思/糟糕网购的故事? 在评论里告诉我们!
A Message From Dayday:
Hello all of you sexy MYBYers! Sorry for the serious lack of uploads this week. I have been on the road traveling so we couldn't get out as many videos as we wanted to this week. Good news is that we will be back to our normal Monday-Wednesday-Friday schedule next week! Woot Woot~ Love you guys ❤️
This week we are talking about online shopping! Is China's online shopping system really the most convenient in the world? Weird things that we have bought online and our experiences with delivery systems in China VS the US and UK.
Remember to like, comment and subscribe and click the bell so you get all of our new updates! !
online shopping意思 在 Halo Mackey 文具口袋 Youtube 的最佳解答
➡︎ 揭開 Youtube 賺錢的方法 : http://goo.gl/1tBfO2
➡︎ Mac Transformation : http://goo.gl/jsfpif
▽▽Open for more info▽▽
Hello guys!! ^^
Hello there, this is my second vlog about my journey towards Macnificent life! It's also my first ootd haha!
I didn't know what is ootd until I watch youtube video, hahaha! It's actually outfits of the day!
Do you like vlog like this? Ootd vlog? Vlog around Singapore? Haha, comment down below and share with me!!
Hope you like the ootd and vlog! Enjoy!!
Music by :
让世界充满着爱 - World Filled With LOVE
http://www.youtube.com/watch?v=rwZEgl...
olivia ong - sweet memories
P/S 这一个video的声音比较小,不好意思哦!下次会注意的!^^
Love,
Mac
♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥
哈咯你們好!
嘿,希望你們喜歡我第一次的穿搭日記!你們喜歡看穿搭影片嗎?或類似我的穿搭之類的影片~留言告訴我喔!也可以跟我分享你的穿搭,我很喜歡看!哈哈!
如果你喜歡的話不要忘記點閱我的頻道喔!讓我們一起成為最佳穿搭達人吧!
Love,
Mac
♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥
Gina春日穿搭敗家日記
https://www.youtube.com/watch?v=VDG17...
Outfits Diary of CNY l 過年穿搭日記 EVALIN
https://www.youtube.com/watch?v=bDgZk...
♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥
▼ My Favourite Circle Lenses ▼
Brown/Hazel Circle Lens: http://goo.gl/mtCaUv
Dark Brown Circle Lens: https://goo.gl/AsEDK3
Grey Circle Lens: https://goo.gl/E1fmWG
▼ Lighting Equipment that I use ▼
My Bestie teach me how to DIY this amazing Ring Light, send her some love(tell her Mac send you^^): http://goo.gl/wqcSF4
Daylight: Free...
▼ Discounter Websites I shop at! ▼
• Earn CASH for shopping online on EBATES http://goo.gl/sfZdT5
ie. 3.5% Kate Spade, 6% Ulta, 8% Sephora and SO Much More! ;)
→ GILT https://goo.gl/YT0PF1
→ RueLaLa https://goo.gl/RltMFo
→ HauteLook http://goo.gl/sL3jRs
→ Nordstrom Rack http://goo.gl/uVJBHR
♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥ ♥
Connect with Mac here~ :)
B L O G ➳ http://halomackey.blogspot.sg/
I N S T A G R A M ➳ https://instagram.com/halomackey
F A C E B O O K ➳ https://www.facebook.com/halomackey
E M A I L ➳ halomackey@gmail.com
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F T C Disclaimer ➳ My honest opinion as always. Xoxo :)
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online shopping意思 在 設定Facebook 商店· Shopify 說明中心 的推薦與評價
選取Facebook Shop 做為您要設定的第一個功能。 - 如果您已安裝Facebook 管道且於設定時啟用其他功能,就可以在Facebook 管道的「概覽」頁面中找到Facebook Shop 功能 ... ... <看更多>
online shopping意思 在 Casualand online shop - Home | Facebook 的推薦與評價
現在我哋想嘗試一下個新玩法: 新設~ 韓國Casual wear系列: 以”團購”方式做法, 顧名思義”團購”意思就係走量啦, 款式只會放於WeChat/FB/whatsapp給各位預訂...睇啱咗就落 ... ... <看更多>
online shopping意思 在 SPM GUIDED WRITING #PART 2 #MODULE 3 #ONLINE ... 的推薦與評價
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