[加拿大概念股嘅嘢]純金融討論。非曲,如果有錢我真係買,可惜冇錢。
1. 有冇得諗?你睇第一張圖就梗係話升咗咁多仲買。但只要我一轉第二張圖,就會變咗係好抵買,幾咁易就可以誤導你。你係炒momentum嘅,就畀第一張你睇。你係懶係value investor嘅(*),就畀第二張你睇。我?我買嗰時好多時都唔睇股價的。
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已經2000人訂!多謝大家!Two thousand people can't be wrong!(扯,幾百萬人冇訂添!).下一個目標當然係攞你命3000!
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一週年!比別人知得多。subscribe now(https://bityl.co/4Y0h)。Ivan Patreon,港美市場評點,專題號外,每日一圖,好文推介。每星期6篇,月費100. 畀年費仲有85折,20/40年費VIP 送本人著作一本。
3. 正經,雖然柏林牌同德國寶係香港嘢(**),加拿大鵝就真係加拿大公司。你見我貼都係TSE多倫多交易所,個股市成交唔少的。你心諗,點買加拿大股?首先,開個IB戶口就可以。不過又其實,隻嘢在美國都有上市嘅,買美股咪得。兩邊都係叫GOOS。
4. 全球暖化喎,仲羽絨?但你見隻波司登 3998股價都好勁的,估佢唔到。
5. 不過加拿大鵝就只係細公司,即使在加拿大,市值都排到近100.最大嘅係邊間?可能你都估唔到,就係……Shopify。一樣,加拿大上市美國亦都上,兩邊都叫SHOP,個編號都幾值錢。本人有買的
6. 加拿大仲有乜有趣嘅公司?實在係冇乜。一大抽都係啲悶嘢,銀行(RBC呀 Dominion呀CIBC呀Bank of Nova Scotia呀Bank of Montreal呀之類,做銀行時成日對),保險(宏利永明),石油開礦。不過都仲有幾間有趣嘅公司。
7. 第一間係Lululemon,我好早已經聽過啦!仲係個麻甩佬話我知的。當然係冇買啦。呢間就加拿大冇上市,只在美國上。留意仲要係上Nasdaq,夠晒高科技(其實Nasdaq都冇話係高科技)
8. 仲有路邊社個friend 路透社,原本英國公司,後來Thomson Reuters.畀加拿大買起咗。睇名都知,同多蒙特德國名宿路達撞名,冇錯就係一條叫路透嘅德國人搞出嚟的。路透社成立相當傳奇,最初都係靠財經資訊,即係股價,但用乜?電報?電話?你太年青了。最初係用…….信鴿!幾百隻的。快過當時嘅火車。而呢檔嘢搞出嚟,仲同德國數學王子高斯(Carl Friedrich Gauss)有關(***)
9. 仲有就係Restaurant Brands International,上市編號QSR(快餐店呀!),夠值錢,又係加拿大同美國一齊上。乜水?Burger King同Popyee炸雞
10. 仲有,BB,Black Berry,實在有啲難解釋畀新一代係乜。大哥電話佢地睇戲見過,以前撥輪式電話都可能在舊嘢舖頭見過。BB呢味嘢,真係有啲難解。想當年拎住部就真係金融才俊。本人都有幸用過,但好後期了,已經係touch screen,唔及以前有埋個qwerty Keyboard咁有型。而家好似冇出機了,做軟件,後來在星展都用過。又,間嘢原本叫Research in Motion,RIM,但係冇Research部門的。呢間夠煩,美國加拿大上市,但用唔同編號的。本人有一股咁大把,「富途開戶送的」
11. 仲有Canopy Growth 同Tilray,大麻股呀。美國未係十分合法嘛,所以全部都加拿大上的。
12. 仲有間Bombardier龐巴迪,飛機火車雪車。以前好似寫過。跌到趴街,一度得返100億港市值,同間1137差不多。後來又重組又賣嘢先走出困境
13. 而以上全部公司,都係大過加拿大鵝嘅。
(*)當年就個個都話自己係value investor,而家就個個都係growth investor disruption start up 由零到一,劏寫字樓都話高科技公司
(**)仲有間「德國上將」,聽名都型。
(***)冇法,每次講高斯都係要講呢個故事,唔係佢兩秒鐘就知道由1加到100係5050嘅故事,而係德國馬克嘅故事。德國10馬克(我屋企仲有一張)上面,印咗佢個樣。冇乜特別丫。但仲印埋高斯嘅名物:Normal distribution curver.都冇乜特別丫。不過,就連嗰條公式都印埋上去!(https://bityl.co/8qUh)。英國讀書時某老嘢教授講起呢個故事,大讚德國人呢啲先係尊重學問嘅民族,佢話佢就冇見過有第個國家整條公式上銀紙。後來有人話我知,瑞士(咪即係德國!)都有一套歐拉,唔係outline,歐拉Euler係個一人,《Imitation Game》套戲講數學家,居然讀錯Euler,認真抵打。而講開Imitation Game,新版英鎊就有圖靈,仲印埋公式了。肯定係聽咗老嘢教授講。
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已經2000人訂!多謝大家!Two thousand people can't be wrong!(扯,幾百萬人冇訂添!).下一個目標當然係攞你命3000!
==============
一週年!比別人知得多。subscribe now(https://bityl.co/4Y0h)。Ivan Patreon,港美市場評點,專題號外,每日一圖,好文推介。每星期6篇,月費100. 畀年費仲有85折,20/40年費VIP 送本人著作一本。
「bank of montreal」的推薦目錄:
bank of montreal 在 IELTS Fighter - Chiến binh IELTS Facebook 的精選貼文
- Luyện đọc đầu ngày: ALEXANDER HENDERSON (1831-1913)
Born in Scotland, Henderson emigrated to Canada in 1855 and became a well-known landscape photographer.
Alexander Henderson was born in Scotland in 1831 and was the son of a successful merchant. His grandfather, also called Alexander, had founded the family business, and later became the first chairman of the National Bank of Scotland. The family had extensive landholdings in Scotland. Besides its residence in Edinburgh, it owned Press Estate, 650 acres of farmland about 35 miles southeast of the city. The family often stayed at Press Castle, the large mansion on the northern edge of the property, and Alexander spent much of his childhood in the area, playing on the beach near Eyemouth or fishing in the streams nearby.
Even after he went to school at Murcheston Academy on the outskirts of Edinburgh, Henderson returned to Press at weekends. In 1849 he began a three-year apprenticeship to become an accountant. Although he never liked the prospect of a business career, he stayed with it to please his family. In October 1855, however, he emigrated to Canada with his wife Agnes Elder Robertson and they settled in Montreal.
Henderson learned photography in Montreal around the year 1857 and quickly took it up as a serious amateur. He became a personal friend and colleague of the Scottish-Canadian photographer William Notman. The two men made a photographic excursion to Niagara Falls in 1860 and they cooperated on experiments with magnesium flares as a source of artificial light in 1865. They belonged to the same societies and were among the founding members of the Art Association of Montreal. Henderson acted as chairman of the association's first meeting, which was held in Notman's studio on 11 January 1860.
In spite of their friendship, their styles of photography were quite different. While Notman's landscapes were noted for their bold realism, Henderson for the first 20 years of his career produced romantic images, showing the strong influence of the British landscape tradition. His artistic and technical progress was rapid and in 1865 he published his first major collection of landscape photographs. The publication had limited circulation (only seven copies have ever been found), and was called Canadian Views and Studies. The contents of each copy vary significantly and have proved a useful source for evaluating Henderson's early work.
In 1866, he gave up his business to open a photographic studio, advertising himself as a portrait and landscape photographer. From about 1870 he dropped portraiture to specialize in landscape photography and other views. His numerous photographs of city life revealed in street scenes, houses, and markets are alive with human activity, and although his favourite subject was landscape he usually composed his scenes around such human pursuits as farming the land, cutting ice on a river, or sailing down a woodland stream. There was sufficient demand for these types of scenes and others he took depicting the lumber trade, steamboats and waterfalls to enable him to make a living. There was little competing hobby or amateur photography before the late 1880s because of the time-consuming techniques involved and the weight of the equipment. People wanted to buy photographs as souvenirs of a trip or as gifts, and catering to this market, Henderson had stock photographs on display at his studio for mounting, framing, or inclusion in albums.
Henderson frequently exhibited his photographs in Montreal and abroad, in London, Edinburgh, Dublin, Paris, New York, and Philadelphia. He met with greater success in 1877 and 1878 in New York when he won first prizes in the exhibition held by E and HT Anthony and Company for landscapes using the Lambertype process. In 1878 his work won second prize at the world exhibition in Paris.
In the 1870s and 1880s Henderson travelled widely throughout Quebec and Ontario, in Canada, documenting the major cities of the two provinces and many of the villages in Quebec. He was especially fond of the wilderness and often travelled by canoe on the Blanche, du Lievre, and other noted eastern rivers. He went on several occasions to the Maritimes and in 1872 he sailed by yacht along the lower north shore of the St Lawrence River. That same year, while in the lower St Lawrence River region, he took some photographs of the construction of the Intercolonial Railway. This undertaking led in 1875 to a commission from the railway to record the principal structures along the almost-completed line connecting Montreal to Halifax. Commissions from other railways followed. In 1876 he photographed bridges on the Quebec, Montreal, Ottawa and Occidental Railway between Montreal and Ottawa. In 1885 he went west along the Canadian Pacific Railway (CPR) as far as Rogers Pass in British Columbia, where he took photographs of the mountains and the progress of construction.
In 1892 Henderson accepted a full-time position with the CPR as manager of a photographic department which he was to set up and administer. His duties included spending four months in the field each year. That summer he made his second trip west, photographing extensively along the railway line as far as Victoria. He continued in this post until 1897, when he retired completely from photography.
When Henderson died in 1913, his huge collection of glass negatives was stored in the basement of his house. Today collections of his work are held at the National Archives of Canada, Ottawa, and the McCord Museum of Canadian History, Montreal.
Extensive (adj): rộng
Outskirts (n): ngoại ô
Apprenticeship (n): thời gian học nghề
Excursion (n): chuyến du ngoạn
Artificial (adj): nhân tạo
Influence (n) /ˈɪnfluəns/ : sự ảnh hưởng
Artistic (adj) /ɑːˈtɪstɪk/ : đẹp
Rapid (adj) /ˈræpɪd/ : nhanh chóng
Significantly (adv) /sɪɡˈnɪfɪkəntli/ : đáng kể
Specialize in (v) /ˈspeʃəlaɪz//ɪn/ : chuyên
Numerous (adj)/ˈnjuːmərəs/ : nhiều
Sufficient (adj) /səˈfɪʃnt/ : đủ
Demand (n)/dɪˈmɑːnd/ : nhu cầu
Exhibition (n) /ˌeksɪˈbɪʃn/: triển lãm
Wilderness (n) /ˈwɪldənəs/ : vùng hoang vu
Commission (n) /kəˈmɪʃn/ : nhiệm vụ
Administer (v) /ədˈmɪnɪstə(r)/: điều hành
Huge (adj) /hjuːdʒ/ : to lớn
Các bạn cùng tham khảo bài đọc này nhé! Trích từ Cambridge IELTS14 - giải chi tiết, có ai chưa có bản này không?
bank of montreal 在 君子馬蘭頭 - Ivan Li 李聲揚 Facebook 的最讚貼文
[大來信用證,真實的個性]係喎,佢發明信用卡的,又如何?
TLDR:柯達發明數碼相機添,但除非你有專利,否則做第一個係唔值錢的。而做大事嘅嘢,都係銀紙,銀紙同埋銀紙。
1. 我講先,我唔止四十歲,但從來都冇擁有過呢樣東西。幸好我都仲知係乜,大來嘛,Diners Club,「細細個見老母用」(而家新一代就會話「睇Youtube見過」)。「好似好型」
2. 但去到我年代,就真係歪波打?我有AE銀聯Master Visa,冇JCB(上次講過)(https://fbook.cc/3FLj)但就從來冇大來。我甚至唔知間嘢在香港執咗未。
3. 做乜今日咁有雅興講大來?因為睇咗周顯篇文(https://bityl.co/3SG1),不過好奇嘅我其實之前知,信用卡,基本上就係大來發明嘅。
4. 當然你可以拗咩叫「信用卡」,正如Ravioli係咪中國人發明,意大利雲吞係咪雲吞,睇你點定義。但正常嚟講,如果你講可以賒數,而可以一堆舖頭用,而係獨立機構發卡(唔係熟客打邊爐畀你用底先找數咁),就點都係大來第一張
5. 但,又如何?講過N次,好多人嘅盲點就係「我發明先」。咁點?使唔使好似澳牛炒蛋秘方咁,去瑞士搵個保險箱鎖住佢?知點炒蛋嗰兩條友唔可以一齊坐的士咁?你註冊唔到專利嘅,唔使再講,亦都必定有人抄。而根本冇人理呢啲嘢。你咪做北京魯蛇八九十歲去新填地街同啲北姑講「當年我發明先呀」。
6. IBM最早出智能電話添,柯達最早出數碼相機添。又如何?兩間公司幾乎畀自己發明嘅嘢整死添。問題係,你真係以為你自己唔發明,將個工程師滅口,就冇其他人整到?唔好咁中二病啦。今日係咁同人講「蘋果都係抄我」「SONY都係抄我」咁?嗰啲咩「港產Tesla」,一樣咁搞笑。你去twitter tag Elon Musk丫,睇佢屌唔屌你老母?(講真的)
7. 好多人嘅盲點之二,我講過好多次,再講多次。蘋果冇發明mp3機,冇發明智能電話,亦冇發明tablet。我甚至唔講實驗室層面,量產或商用唔到嗰啲。以上三種東西,蘋果出之前,已經一街都有人用。本人一早都用緊松日Matsunichi,有Twins嘅風箏與風,有謝霆峰嘅邊走邊愛,唔通潘蘇通出嚟屌話唔明蘋果做乜2萬億市值?「都唔係佢發明先」
8. 當然第三盲點,亦係成日講嘅「李嘉誠唔識落石屎唔識起樓」,小薯睇完創世紀(許文彪啦,唔係聖經)就更加不滿,出面班人唔識起樓唔識建築,但識得買Zoom。但又如何?好心,得閒咁撚多勞蘇,不如睇下埃汾啲文,或者睇下戲(https://bityl.co/3SHJ)。係呀,Steve Jobs都唔識寫Code 又唔係工程師又唔係設計師又唔識渣槌仔,有乜撚嘢咁天才?—Jobs: I play the orchestra. And you’re a good musician, you sit right there, you’re the best in your row.
9. 好,扯遠咗,但市場係好殘忍的,再講一次,一係你拎到專利,否則就大把人抄你。甚至你點知自己一定係最早?情況好似有啲以為有第三者,最後發現自己先係第三者。
10. 去到呢度,你會諗,股價呢?大來有冇上市?Yes and No. 本身冇上市,但母公司有。母公司係Discover Financial,標普五百成份股呀。股價表現就……普普通啦,未去到係咁跌(否則都唔會仲在標普五百指數),但呢幾年都係上上落落冇起色。當然Discover Financial唔只大來,在美國仲有銀行,仲有Discover Card ,聽講係美國第三大信用卡(咁頭二係邊兩間?大過AE?)
11. 補充返,大來母公司係美國Discover Financial,但偏偏大來北美業務就唔在Discover Financial(否則咪自己卡打自己)。北美業務母公司係Bank of Montreal
12. 最後可以睇下,大來嘅Facebook Page(https://fbook.cc/3FLn),三十萬人like,但對上一個post係舊手,已經放棄自己。Youtube channel呢?(https://ggle.io/3QHH),千幾人subscribe,對上段片又係一年前,幾百人睇。Instagram好啲,上兩個月有post,萬幾科勞拿,但其實想點?(https://fbook.cc/3FLo)
13. 呀,張相,出自大來廣告(https://ggle.io/3QHE)。1990年,夠晒扮晒嘢。1990去日本浸溫泉喎(冇寫明日本,但點睇都唔係古兜溫泉)。留意當時係叫 大來信用證
14. 更多好文,請睇Patreon。雖然有人話鍾意呢度啲文多啲。但,我唔做舞女搵錢又邊有時間寫呢度呢?你係幫我,唔係幫文嘛。
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Ivan Patreon 狼耳街華人,一星期至少三篇港美市場評點,一個月一舊水唔使,開張一個月已近 500人訂,仲有兩篇免費試睇:https://bit.ly/31QmYj7
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[收費短片第九擊]美股科技股是否泡沫爆破?價值投資之選
課程資訊:https://homebloggerhk.com/course_detail/?code=CC009
內容:
*美股急跌點算好
*科技股係咪泡沫爆煲?
*有乜價值投資之選?
本星期內特惠售價: $80
課程編號:CC009
觀看期限:首次播放後一星期及限每影片4次
客服whatsapp: 63832145
另外想買返第八擊(美國總統大選股票部署)都仲可以:https://bityl.co/3NPn
bank of montreal 在 BMO Financial Group - Home | Facebook 的推薦與評價
BMO Financial Group. 173357 likes · 2441 talking about this · 61 were here. We're here to help for all life's moments, no matter how big or small. ... <看更多>