🌻
Labor shortage的問題最近常出現在新聞裡, 而labor cost也讓企業頭疼. 前幾天Morgan Stanley有出一篇報告, 主要是說Amazon(AMZN)因為人力支出, 獲利會受壓, 短期內股價可能因此會一直盤整下去:
物流人力成本沉重!大摩砍亞馬遜目標價
https://news.cnyes.com/news/id/4730852
而剛好前兩天的新聞有提到, 透過電商購物的消費者增加, 而其實電商會比傳統的零售業, 需要更多的人力在物流中心, 來做商品的包裝, 運送等:
"Demand for distribution workers has skyrocketed as more consumers shop online, in part because picking, packing and shipping e-commerce orders is more labor-intensive than traditional warehouse operations that distribute wholesale goods or replenish store inventory."
Source: https://www.wsj.com/articles/logistics-operators-raise-pay-enlist-robots-to-meet-holiday-demand-11632657600
🌻每周做的功課與閱讀
https://makingsenseofusastocks.blogspot.com/2021/09/blog-post_29.html
🌻如何逢低買進(buy the dip)?
每個人buy the dip的方法不同. 這邊簡單說一下我要buy the dip的話, 會注意哪些事情.
1. 個股所在的類股的表現
2. 均線
3. 大盤
4. 財報發表了沒
5. 股價還有沒有上行的空間(估值高低的問題)
🌻有趣的美股小知識: Why You Should Pay Attention to the Way Management Talks
Nomura(野村)的策略家發現, 當CEO在電話會議中, 用簡單易懂的方式來說明公司業務的話, 公司的股價會比使用複雜語言的CEO的公司股價還高.
Mezrich found that simple really does matter. Using the Gunning Fog index, he ranked companies in the Russell 1000 into tenths, based on their earnings conference calls. Over the past three years, the companies with the simplest language have returned 19.2% annualized, beating the equal-weighted Russell 1000’s 15.7%. Those with the most complex language returned just 13.4%. The complex language portfolio was also more volatile than the simple language portfolio.
“Since senior management delivers an earnings call, simple language may produce more confidence among investors in management’s ability to deliver on their vision,” Mezrich explains. “Hence, simpler language earnings calls can lead to subsequent stock outperformance.”
Source:
https://www.barrons.com/articles/earnings-call-language-stocks-51632526564
Picture: 小鎮的秋景. 圖片來源: Facebook. 攝影者不明.
同時也有2425部Youtube影片,追蹤數超過23萬的網紅SHIN LI,也在其Youtube影片中提到,#iPhone #iphone13 #信用卡 合作信箱✉️ : [email protected] ❗️影片未經同意請勿任意轉載、二次搬運、寫成新聞稿 ❗️每月45元幫助我創作更多影片|https://shinli.pse.is/PD4Q5 ———————————————————————————...
buy online 在 The Chill Mom Michelle Hon Facebook 的精選貼文
When I launched my signature program #MomBossGoal early last year, right after the pandemic hit 😷, I had no idea how well it would do.
I had been consulting in person for more than a year, but I had never produced or sold any online program.
To be “safe”, I launched it and pre-sold the program to 11 people. I made USD$22,000. That’s exactly what I teach my students in MBG. Don’t rush out and buy a whole lot of inventory only to find that no one wants it. 😨 I also teach the various ways to validate a business idea 📈 before you spend any money on building a website.
Since then, we have helped 4 intakes of #mombosses started their own businesses and today, we have reopened registration again.💥
Many women have already signed up while I was still explaining about the details in today’s webinar. 🥰
If you’ve always wanted to start a business from home, or you have started but you have no idea what to do next, DM me. This time, the mentorship program comes with more bonuses and live trainings that would really help you towards your dream business. I will be adding new materials to the program too. Past students will also get the latest trainings as you get lifetime access to my materials! 🤗
📩 DM me for the details page link!
#bestmomlife #sgmum #workfromhomemom
buy online 在 Facebook 的最佳貼文
從來沒有想過會有機會...
和ALI的哥哥“ALIF”一起合作!😍哈哈哈
.
.
Due to the critical situation, many of us have to work or study from home
But a lot of us can't even afford/upgrade the electronic equipment because of the tight budget
.
ALIF understand the struggles of Malaysians when it comes to WFH or SFH. Hence, ALIF comes in to help those in need by giving prizes such as laptop, phone or tablet for those in need ❤️
All you need to do is to buy ALIF cooking oil in a store or online.🎉
A receipt with a minimum spending of RM25. Submit the proof of purchase via Whatsapp to 011-36056477!
Check out Minyak Masak ALIF Facebook to know more about their Ikhlas Bersama ALIF campaign!🔥
@minyakmasakalif
#IkhlasBersamaALIF & #alifpalingarif
buy online 在 SHIN LI Youtube 的精選貼文
#iPhone #iphone13 #信用卡
合作信箱✉️ : xshinxli@gmail.com
❗️影片未經同意請勿任意轉載、二次搬運、寫成新聞稿
❗️每月45元幫助我創作更多影片|https://shinli.pse.is/PD4Q5
————————————————————————————
✨iPhone13信用卡攻略|https://shinli.me/2021/09/10/iphone13/
📖我的理財書《25歲存到100萬》|https://pse.is/38zezq
🙋♂️我的新手理財線上課程|https://www.yottau.com.tw/course/intro/997#intro
*詳細資訊以官網為主
💣遠銀Bankee 5萬以內2.6%|https://pse.is/FDDA4
iPhone13 信用卡推薦
官網刷卡注意事項
📌無法使用JCB信用卡,富邦J卡無法使用
📌導購平台新品不納入回饋計算
官網分期
* 花旗最高12期,分期不給回饋
* 中國信託最高12期,分期不給回饋
* 國泰最高12期,分期可回饋 (分期入帳計入)
* 台新最高3期,分期可回饋 (分期入帳計入)
* 玉山最高3期,分期可回饋 (首期全額計入)
* 富邦最高3期,分期可回饋 (首期全額計入)
iPhone 13 mini:64GB 23,900元、128GB 25,500元、256GB 29,000元
iPhone 13:64GB 26,900元、128GB 28,500元、256GB 32,000元
iPhone 13 Pro:128GB 33,900元、512GB 41,400元、1TB 53,400元
iPhone 13 Pro Max:128GB 37,900元、512GB 45,400元、1TB 57,400元
*詳細售價以官網為主
花旗現金回饋PLUS卡|https://pse.is/3al9qa (指定行動支付10%)
📌一般通路2%
・每年上限6萬(300萬封頂)
📌新戶綁Apple Pay 10%
・加碼8%上限1,000(12,500封頂)
🔺花旗分期活動單筆滿1,500最高享12期0利率,但無法享有回饋
🔺單筆分期滿20,000享400/單筆分期滿35,000享1,200,活動需登錄
活動詳情|https://www.citibank.com.tw/zh/credit-cards/promotions/3c/apple-online-store-rewards/
永豐幣倍卡 |https://shinli.pse.is/N4YCD (指定行動支付6%)
📌利用Apple Pay最高6%
・加碼3%上限600(20,000封頂)
・超過2萬 - 7.5萬之間以3%計算
🔺Apple Pay無法分期,永豐也無法再Apple官網分期
國泰KOKO
📌符合條件5%
・每月需累積消費達5,000
・每月上限300(6,000封頂)
🔺國泰世華可在Apple官網分期,最高12期
🔺分期金額需落在5,000-6,000回饋最大化
🔺6,000 x 12期 = 72,000最高刷7.2萬分期回饋拿好拿滿
iLeo信用卡|https://pse.is/H4H8E (行動支付最高6%)
iLeo數位帳戶|https://pse.is/H4H8E (72萬1.2%超高活存利息)
[-12/31]
📌新戶最高6% / 舊戶最高5%
・指定通路2% (加碼1.5%每月上限500,33,333封頂)
・新戶加碼1% (每月上限100,10,000封頂)
・Apple Pay加碼3% (每月上限250,8,333封頂)
🔺8,333以內新戶6%/舊戶5%
📌一般消費單筆滿3,000即享3期0利率,可利用分期規避上限
兆豐e秒刷
📌國內網購最高3%
・加碼2.5%每月上限250(10,000封頂)
🔺單筆消費滿3,000以上自動享3期0利率
🔺可以購買30,000的商品,分期利率依照當期帳單回饋
台新玫瑰Giving卡|https://pse.is/3cjgtb (假日3%)
📌假日3%
・每月上限5,000(16.7萬封頂)
🔺台新銀行官網最高可分3期,回饋以首筆計算
永豐Sport卡|https://shinli.pse.is/N4YCD (無腦3%現金回饋)
汗水不白流|VOCRBH (享7,000卡路里)
📌符合條件享3%
・加碼1%每月上限600(60,000封頂)
・需消耗7,000卡,首次註冊即贈送7,000卡
彰銀My購卡|https://pse.is/3jxabx (指定網購11%)
📌網購通路4%
・加碼3%每月上限300(10,000封頂)
・建議拿來購買禮品卡、Apple care、其他低單價商品
詳細影片|https://www.youtube.com/watch?v=1wqgE5jhZAs&t
玉山UBear|https://pse.is/KXJWW (網購/行動支付3.8%)
📌網購通路3.8%
・每月上限200(5,263封頂)
・建議拿來購買禮品卡、Apple care、其他低單價商品
🔺UBear無法在Apple官網分期,否則將0回饋
聯邦賴點卡|https://pse.is/3b4lj5 (國內2%/LINE Pay7%)
📌國內2%
・LINE POINTS回饋無上限
🔺單筆滿15,000最高6期/單筆滿25,000最高12期
・活動需登錄|https://card.ubot.com.tw/ECARD/ACTIVITY/2021Q3apple/index.htm
【特殊作法-購買禮品卡】
📌可透過購買禮品卡的方式,規避每張卡片的回饋上限
・UBear/My購卡/魔Buy卡回饋較高但額度較低
📌每筆消費最高可以使用8張禮品卡,但結帳無法再使用Apple Pay,僅能以信用卡刷卡方式結帳
【官網推薦信用卡排行】
1.KOKO卡👉5%現金回饋+最高12期0利率
2.幣倍卡👉 Apple Pay6%,超過額度也有3%
3.iLeo 👉Apple Pay最高6% + 3期0利率
4.Sport卡 👉 無腦3%回饋
5.台新玫瑰Giving卡 👉假日3% + 3期0利率
【實體通路推薦信用卡排行】
1.幣倍卡👉 Apple Pay6%,超過額度也有3%
2.iLeo 👉Apple Pay最高6% + 3期0利率
3.永豐Sport卡 👉 無腦3%回饋
4.台新玫瑰Giving卡👉假日3%
—————————————————————
00:00 iPhone13信用卡攻略!APPLE官網這樣買最便宜!
00:44 遠銀Bankee申辦享2.6%高活存
01:14 APPLE官網預購須知
01:45 APPLE官網分期資訊
02:20 花旗現金回饋PLUS卡
03:28 永豐幣倍卡
04:01 國泰KOKO卡
04:38 iLeo信用卡
05:27 兆豐e秒刷
05:51 台新玫瑰Giving卡
06:27 永豐Sport卡
07:00 彰銀MY購卡
07:22 玉山UBear
07:51 聯邦賴點卡
08:15 特殊購買方式
08:49 官網購機信用卡推薦
09:38 結語
—————————————————————
*信用卡專區*
💡網購信用卡💡
新光寰宇現金卡|https://pse.is/3njl68 (行動支付11%)
彰銀My購卡|https://pse.is/3jxabx (指定網購11%)
中信英雄聯盟卡|https://ctbc.tw/Ejj7ka (指定通路/網購10%)
永豐幣倍卡| https://shinli.pse.is/N4YCD (指定行動支付6%)
永豐JCB|https://shinli.pse.is/N4YCD (網購6%)
玉山Ubear |https://pse.is/KXJWW (網購/行動支付3.8%)
玉山Pi錢包|https://shinli.pse.is/PSTRY (PCHome 5%回饋無上限)
GOGO卡| https://shinli.pse.is/V29G4 (週六行動支付/網購6%)
富邦momo|https://shinli.pse.is/RBJNF (網購3回饋無上限)
樂天信用卡|https://shinli.pse.is/EUV7G (網購10%)
💡外送信用卡💡
中信英雄聯盟卡|https://ctbc.tw/Ejj7ka (外送/網購10%)
永豐三井聯名卡|https://shinli.pse.is/N4YCD (餐廳/外送10%)
💡一般消費信用卡💡
永豐Sport卡|https://shinli.pse.is/N4YCD (無腦3%現金回饋)
永豐幣倍卡| https://shinli.pse.is/N4YCD (無腦3% / 指定行動支付6%)
富邦J卡|https://shinli.pse.is/U8UWP (新戶3.5%無上限)
花旗現金回饋PLUS鈦金卡|https://pse.is/3al9qa (指定通路10%)
台新玫瑰Giving卡|https://pse.is/3cjgtb (假日3%)
聯邦賴點卡|https://pse.is/3b4lj5 (國內2%/LINE Pay7%)
星展ECO永續卡|https://shinli.pse.is/RNHW6 (國內無腦3%)
FlyGo卡| https://shinli.pse.is/UTMAF (高鐵/加油5%)
匯豐現金回饋卡|https://shinli.pse.is/UYRCA (國內1.22%/海外2.22%)
匯豐匯鑽卡|https://pse.is/3aemhy (指定通路最高6%)
💡行動支付信用卡💡
永豐幣倍卡| https://shinli.pse.is/N4YCD (指定行動支付6%)
台新街口聯名卡 |https://shinli.pse.is/V29G4 (指定通路最高11%)
GOGO卡| https://shinli.pse.is/V29G4 (行動支付/網購6%)
凱基魔Buy卡|https://shinli.pse.is/3amq3r (指定行動支付享8%)
花旗現金回饋PLUS鈦金卡|https://pse.is/3al9qa (指定行動支付10%)
💡里程信用卡💡
匯豐旅人-輕旅卡|https://shinli.pse.is/TRNK2
匯豐旅人-御璽卡|https://shinli.pse.is/UYM33
匯豐旅人-無限卡|https://shinli.pse.is/SWY28
玉山Only|https://pse.is/J668L (最高5.2%回饋)
💡高活儲網銀專區💡
Richart |https://pse.is/3dblru (1.2%活存利息)
王道銀行|https://pse.is/KGYJB (享100現金回饋)
iLeo|https://pse.is/H4H8E (72萬1.2%超高活存利息)
遠銀Bankee|https://pse.is/FDDA4 (2.6%活存利息)
樂天純網銀|RI9HCV (透過推薦碼註冊享100) OU數位帳戶|https://pse.is/3exmtb (20萬以內1.85%)
![post-title](https://i.ytimg.com/vi/1DW6-jx3ZaI/hqdefault.jpg)
buy online 在 The Sensible Fay Youtube 的最佳貼文
Whether you’re preparing specifically for Second Hand September or are hoping to add more secondhand finds to your closet in general, online thrifting apps and websites are some of the most convenient ways to purchase secondhand garments at the moment. This is the ultimate guide to online thrift stores covers the pros and cons of 13 different online secondhand fashion retailers in the US.
-----------------------------------------------------------------------------------------------------------------------
Connect for more on sustainable fashion and conscious living:
https://www.instagram.com/thesensiblefay
https://thesensiblefay.com/
Support me on Ko-Fi:
https://ko-fi.com/thesensiblefay
-----------------------------------------------------------------------------------------------------------------------
Timestamps:
Intro: 0:00 - 0:22
ThredUp: 0:22 - 2:53
Poshmark: 2:53 - 4:48
Depop: 4:48 - 5:50
Ebay: 5:50 - 7:02
Patagonia Worn Wear: 7:02 - 8:32
Facebook Marketplace: 8:32 - 10:12
Etsy: 10:12 - 11:36
Mercari: 11:36 - 13:00
Tradesy: 13:00 - 14:06
Ruby Lane: 14:06 - 15:50
Bonanza: 15:50 - 17:00
Swap: 17:00 - 18:18
Vestiaire Collective: 18:18 - 19:45
Conclusion: 19:45 - 20:24
-----------------------------------------------------------------------------------------------------------------------
*Music:*
✨ Andreas Owens - falling & falling - https://thmatc.co/?l=F499146A
✨ Linanthem - moonlight - https://thmatc.co/?l=179E9133
✨ Naomi - Osaka - https://thmatc.co/?l=A889BD5E
✨ Naomi - Remember me? - https://thmatc.co/?l=76068690
✨ Naomi - Departure - https://thmatc.co/?l=6C9D7B99
✨ Naomi - Our Story - https://thmatc.co/?l=12680AAE
✨ Naomi - If Love is the Answer - https://thmatc.co/?l=74F2F967
![post-title](https://i.ytimg.com/vi/4fghJJIHGuA/hqdefault.jpg)
buy online 在 Mateusz Urbanowicz Youtube 的精選貼文
In collaboration with the maker of high-quality notebooks and sketchbooks, MD Paper, and the world-famous bookstore, Kinokuniya, comes a set of tools chosen and designed by me for your sketching, drawing, and painting pleasure.
Read more about the box, and how to buy it, here:
https://mateuszurbanowicz.com/asbox/
Big thanks to Kinokuniya US and MD Paper for making this happen 👍
MD Paper website: https://www.midori-japan.co.jp/md/en/
Kinokuniya Seattle: https://usa.kinokuniya.com/stores-kinokuniya-seattle
Kinokuniya Online: https://united-states.kinokuniya.com/
Price:
$85.00 Online Price
$76.50 Member Price
The contents of the box:
- MD Paper Cotton Sketchbook F2 size
- Mitsubishi UNI PiN fineliner x2 (0.3 and 0.5mm)
- BLACKWING Natural pencil
- Caran D'Ache SUPRACOLOR 2 soft color pencils x8
- Tombow MONO eraser
- Kuretake ZiG BrusH2O Large (short handle)
- Faber Castell Faber 9000 sharpener
- Original booklet + MD Paper booklet
Feel free to check out my other stuff:
Gumroad: https://gumroad.com/mateusz_urbanowicz
Patreon: https://www.patreon.com/mateuszurbanowicz
Website: http://mateuszurbanowicz.com
Blog: https://artvsentropy.wordpress.com/
Twitter: https://twitter.com/gommatt
Instagram: https://www.instagram.com/mateusz_urbanowicz
![post-title](https://i.ytimg.com/vi/uwpe3-FiBwc/hqdefault.jpg)
buy online 在 The 7 Best Online Shopping Websites of 2022 - Lifewire 的相關結果
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Shop Best Buy for electronics, computers, appliances, cell phones, video games & more new tech. In-store pickup & free 2-day shipping on thousands of items. ... <看更多>