[翻轉視界7] 回饋偏鄉奉獻己力!
Taiwan Fund for Children and Families 家扶基金會
https://www.ccf.org.tw/
捐款活動: 為讓更多人看到家扶基金會的相關資訊,這篇貼文每獲得1個讚數我便會捐出2元,每獲得1個分享就捐出5元。
活動截止日期: 06.24.2020
EDIT: 活動已經圓滿結束,謝謝大家的愛心 (捐款收據已放在留言區)。
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《UDN》報導:
In Taiwan, two out of every ten people in poverty are children. According to statistics from the Taiwan Fund for Children and Families, approximately 4-6% of children will be born into families suffering from poverty. They don’t have enough food and nutrition, lack protection and care, and grow up to fall into the vicious cycle of poverty. “There is no simple solution to poverty.” From the long-term observation of the YongLin Education Foundation, 100 children have 100 different stories. There is no simple solution to their problem. “You have to help every child achieve his or her happiness.” Get close to them, listen to them, and lend them a helping hand.
1. suffer from poverty 陷於貧窮
2. according to 根據
3. lack proper nutrition缺乏適當的營養
4. the vicious cycle of poverty 貧困的惡性循環
5. there is no simple solution 沒有單一的解決方式
6. long-term observation 長期觀察
7. lend someone a helping hand 像某人伸出援手
台灣每10個窮人中,就有2個是兒童,據家扶基金會統計,約有4-6%的孩子生而貧困。童年時食不果腹、缺乏照顧與保護,長大了也悲慘落入上一代的貧窮困境。「貧窮沒有單一的解決方式,」長期扎根偏鄉、照顧學童的永齡教育基金會觀察,100個貧窮兒背後有100個故事,沒有同樣一致的解決方式,「只有幫每一個貧窮兒量身打造幸福。」靠近他們、傾聽他們,向他們伸出援手。
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The 23-year-old Liang-chin Chen once worked four jobs as a child. When in junior high school, his parents failed in their business venture and were frequent by loan sharks who often came to collect debts. They borrowed NT$300,000, but with rolling interests, their debt accumulated into the millions. His family lived in metal shacks, and all their hard-earned cash was given to underground loan sharks. “I earn my own living expenses, and I went to sell mantou (Chinese steamed buns) at moving night markets for NT$5 apiece. When business was good, I would earn NT$400, and the whole family would be able to fill their bellies the next day.” Once when he was in the seventh grade, a gang member came to his house and scolded him: If you don’t have money, why do you bother to study? Why not go out and make some money?!
8. business venture 商業冒險、事業投機
9. loan shark 放高利貸者
10. collect debts 討債
11. rolling interest 滾利
12. metal shacks 鐵皮屋
13. hard-earned cash 辛苦錢
14. fill their bellies填飽他們的肚子
15. scold (v.) 責罵,責備
16. a gang member 黑道成員
17. bother to 努力,盡力;費心*
23歲的陳良進年幼時曾同時打4份。讀國中時,父母因為生意失敗、家道中落,三不五時就有黑道上門討債,借了30萬利息滾出幾百萬債務,全家人住在鐵皮屋裡,辛苦賺的錢都繳給地下錢莊。「我自己的生活費自己賺,到許多流動夜市賣饅頭,賣掉一顆賺5元,生意好時一個晚上賺400元,全家人隔天就能吃飽,」陳良進說,國一時黑道上門,指著他罵:「沒錢讀什麼書,為什麼不出去賺錢?」
*bother to: https://bit.ly/2Y676IH
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In this environment, Liang-chin Chen could not care less about school work, focusing only on working part-time jobs to make ends meet. He lived this way until his high school teacher convinced him that “studying holds the greater value” by showing him how he can receive scholarships through good grades. It’s more cost-effective than selling mantou. Liang-chin Chen climbed from the bottom of a remote high school to the top of his class in a national university. His university even helped him pay back the loan sharks through scholarships. He is currently a postgraduate student at National Cheng Kung University. This year, Liang-chin Chen is teaching elders how to exercise in Tainan’s remote areas. “I don’t have the money to contribute back to society and to help others, so I will use my skills and abilities to help elders in the community.” Liang-chin Chen is also a lecturer for Fubon Charity Foundation’s Youth from Disadvantaged Family Program.
18. could not care less abt sth (表示強調)一點也不在乎某事 (這裡指自暴自棄)*
19. make ends meet 勉強維持生計
20. cost-effective 有成本效益的;物有所值的;合算的,划算的
21. contribute back to 回饋給
22. disadvantaged 處於劣勢的,處於不利地位的
*could not care less: https://bit.ly/3ft0UjR
在這種環境下,除了每天打工賺錢溫飽外,學業上自暴自棄,上學只為了中午能吃到營養午餐。直到高中遇到良師跟他說「讀書CP值更高」,還教他計算成績多少可以換取多少獎學金,比賣饅頭划算。讓他從山上放牛班的學生變成國立大學第一名畢業,大學還靠獎學金幫家裡還完地下錢莊的債,現在就讀成大的研究所。陳良進今年到台南偏鄉教老人運動,「自己沒有錢回饋社會、幫助別人,只好用一技之長回饋社區幫助老人家。」最近陳良進也接受中華人之幼協會邀請,擔任講師。
★★★★★★★★★★★★
Liang-chin Chen is a paragon of the charity’s efforts to invite homegrown talents back to local comminutes in Tainan. Always smiling and speaking Taiwanese with elders, Liang-chin Chen can empathize with poverty-stricken children in remote regions. “I was a kid who grew up in a metal shack, but I met so many remarkable people who helped me during my studies. Do not be ashamed of your roots. Work to achieve your goals 10, 20 years from now, and you can do it. I am a living example of what one can accomplish.”
23. a paragon of 完人,盡善盡美的模範(或典型)
24. homegrown talents 在地的優異人才
25. local communities 在地社區
26. poverty-stricken 貧困的,一貧如洗的
27. remote regions 偏鄉地區
28. remarkable people 貴人
29. don’t be ashamed of 不需要以…為恥,不用為…感到不好意思
30. one’s roots 一個人的出身
陳良進就是該協會邀請合作留在台南家鄉貢獻的範例。總是面帶笑容,跟長輩講得一口好台語的陳良進,可以理解偏鄉貧困孩子的處境,「我是住在鐵皮屋長大的小孩,學習過程中遇到大大小小的貴人,因此長大後想回饋,也能看到不同的世界,」他說,走入偏鄉會跟貧窮兒說,不用害怕出身環境不好,要比拚的是10年、20年後的成就,他自己就是活生生的示範。
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貧窮解方 Solutions to Poverty
1.體制外撈起需要幫助的貧窮兒
Help poverty-stricken children outside the system
2.運用在地人力,降低流動率
Use local talents to reduce talent loss
3.貧窮兒長大返鄉回饋,自己家鄉的孩子自己救
Contribute back to the community from which we came
完整報導詳見聯合報UDN : https://bit.ly/2N2YnRi
圖片來源: https://bit.ly/2N2YnRi
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公益講座計畫: http://bit.ly/3990snT
慈善機構捐贈:https://bit.ly/3fKytik
Eric's English Lounge宗旨與目標: https://bit.ly/3edbzyZ
高利貸利息計算 在 賣厝阿明 Facebook 的精選貼文
#阿明小教室 #每日一詞房事版
#房屋貸款 #民間二胎
我國《民法》第205條規定:
「約定利率,超過週年百分之二十者,
債權人對於超過部分之報酬,無請求權」,
即法律不予保障超過年利率20%以上的報酬,
超過法定利率屬違法。
一、 民間二胎的優點
1. 總放款成數較銀行高。
2. 手續簡便、撥款快速。
3. 還款方式較具彈性可調整。
4. 對於客戶個人信用寬容度較高。
二、 民間二胎的缺點
1. 利率比銀行高,負擔較重。
2. 還款時間較短,一般也沒有寬限期。
3. 需要慎選正派公司,
避免遭遇高利貸或詐騙公司。
三、 如何挑選民間貸款機構
1. 找有合約書約定、代書把關和地政
事務所審核的公司。
2. 貸款公司的利息計算需根據民法之規定。
3. 挑選能夠經由雙方同意並約定貸款額度、
利率及還款方式的公司。
買房知識家(QA) https://reurl.cc/K6QkEy
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買房賣房資訊平台 https://reurl.cc/X6ple3
高利貸利息計算 在 486先生 Facebook 的精選貼文
#李天豪老師文字專欄
上個月我在補習班上經濟學,講到利率問題,下課後有個學生跟跑來我說:
「我跟某某借了一百」
「然後她說年利率210%,單利計算,還限定兩年後還。」
「這樣是不是違法放高利貸啊?」
「老師你剛剛不是說民間借貸不能超過20%,不然違法嗎?」
我本來也有點疑惑,後來他把那位某某指給我看,我就明白了....
我叫他拿張紙來,算給他看:
「年利率210%,利息就是一年210元,两年之後還就是420,再加本金100,就是520元」
我用紅筆把「520」大大的圈起來,然後拍拍他的肩膀,就走了。
今天到補習班上課,我看到他們坐在一起,很親密的互動☺️
高利貸利息計算 在 高利貸利率怎麼算,地下錢莊手法管道報給你知道!? - YouTube 的推薦與評價
《 Loaney小學堂EP.6》|地下錢莊| 高利貸 |放款|當鋪|負債 資金問題立即免費 ... 無論他們的 利息 放多少、幾分,通通都是照「天數」 計算 ,一般 ... ... <看更多>