關於 study flip ，我們在網路上蒐集到這些相關的討論、資訊與評價

HUYỀN NGUYỄN - IELTS 8.0 Overall | Speaking 9.0
=============
Chúc mừng Huyền Nguyễn đã xuất sắc đạt 8.0 overall và đặc biệt với điểm số tuyệt đối Speaking 9.0 tròn trĩnh xinh tươi 😙
Cùng điểm qua những kinh nghiệm hữu ích của Huyền Nguyễn để cùng nhau đạt 8.0 nhé mọi người 😜
==> Link mô phỏng bài test luôn nè cả nhà ơi: https://fb.watch/5CZNKJcRZu/
"Honestly, speaking was my most terrifying part because prior to the test, all I can think about is “what if I don’t know what to say”, or “what if the examiner comes up with the topic that I have no clue about?” I bet it happened to almost everyone taking the IELTS because we are all afraid of the “what-ifs”
So, here are my takes just not to overthinking:
- READ, and READ A LOT: I believe that by reading, you can find ideas for your topic. Read everything you like: business, styling, or psychology… This is extremely helpful when you are a high school or university student who do not have real life experience. I usually use sources such as Medium or Financial Times for such purposes. On Medium, I can read about my favorite topics like startup stories, marketing, even business scandals and there’s one interesting thing about Medium is that you are able to share ideas and feedback with the article’s author and community.
- PREPARE your own stories and relate those stories with as many topics as you can. If you are a student, you can talk about a school trip and you can use such stories when you encounter topics like travel, friends, memories, you name it.
- At the end of the day, IELTS is a test so there will be tips and tricks. FAMILIARIZE YOURSELF FOR TOPICS THAT YOU HAVE NEVER SEEN BEFORE, write and memorize some expressions that you can use when your mind goes blank. This will give you several seconds to calm down and steer the conversation/ monologue. I used one of the IELTS WITH DATIO videos to draft my answers and I personally think you can do the same. Here’s the video link for your reference: https://fb.watch/5CZmnJDmYN/
- Last but not least, be ON TIME AND WELL-GROOMED. Remember that there will be human-being involved in the scoring process and thus, it is pretty subjective. You can easily offend the examiners with flip flops, bad smells or wrinkled shirt looks like it hasn’t been washed for a week. Though there are tricks that can help you score higher in the speaking exam, I do recommend that you practice all 4 skills. After all, English is a tool for communication and you have to use it for your work or your study so mastering the remaining 3 skills is just as important."
#ieltsdatio #luyenthiielts #datio #ieltswithdatio #ielts #halloffame
---------------------
👉 Lịch học OFFLINE và ONLINE tại IELTS with Datio: http://bit.ly/lichhocdatio
👉 Kiểm tra trình độ của bạn tại: http://bit.ly/datiotesttrinhdo
👉 Tham gia group tự học IELTS của thầy Đạt tại: https://www.facebook.com/groups/ieltswithdatio
📌IELTS WITH DATIO - Truyền cảm hứng cho các sĩ tử trên con đường tự chinh phục IELTS.
🏫 Cơ sở: 51/4/9 Thành Thái, P14, Q10 (kế bên trường Cao Đẳng nghề số 7)
☎️ Hotline: (028) 38 64 64 79

HUYỀN NGUYỄN - IELTS 8.0 Overall | Speaking 9.0
=============

Chúc mừng Huyền Nguyễn đã xuất sắc đạt 8.0 overall và đặc biệt với điểm số tuyệt đối Speaking 9.0 tròn trĩnh xinh tươi 😙

Cùng điểm qua những kinh nghiệm hữu ích của Huyền Nguyễn để cùng nhau đạt 8.0 nhé mọi người 😜
==> Link mô phỏng bài test luôn nè cả nhà ơi: https://fb.watch/5CZNKJcRZu/

"Honestly, speaking was my most terrifying part because prior to the test, all I can think about is “what if I don’t know what to say”, or “what if the examiner comes up with the topic that I have no clue about?” I bet it happened to almost everyone taking the IELTS because we are all afraid of the “what-ifs”
So, here are my takes just not to overthinking:

- READ, and READ A LOT: I believe that by reading, you can find ideas for your topic. Read everything you like: business, styling, or psychology… This is extremely helpful when you are a high school or university student who do not have real life experience. I usually use sources such as Medium or Financial Times for such purposes. On Medium, I can read about my favorite topics like startup stories, marketing, even business scandals and there’s one interesting thing about Medium is that you are able to share ideas and feedback with the article’s author and community.

- PREPARE your own stories and relate those stories with as many topics as you can. If you are a student, you can talk about a school trip and you can use such stories when you encounter topics like travel, friends, memories, you name it.

- At the end of the day, IELTS is a test so there will be tips and tricks. FAMILIARIZE YOURSELF FOR TOPICS THAT YOU HAVE NEVER SEEN BEFORE, write and memorize some expressions that you can use when your mind goes blank. This will give you several seconds to calm down and steer the conversation/ monologue. I used one of the IELTS WITH DATIO videos to draft my answers and I personally think you can do the same. Here’s the video link for your reference: https://fb.watch/5CZmnJDmYN/

- Last but not least, be ON TIME AND WELL-GROOMED. Remember that there will be human-being involved in the scoring process and thus, it is pretty subjective. You can easily offend the examiners with flip flops, bad smells or wrinkled shirt looks like it hasn’t been washed for a week. Though there are tricks that can help you score higher in the speaking exam, I do recommend that you practice all 4 skills. After all, English is a tool for communication and you have to use it for your work or your study so mastering the remaining 3 skills is just as important."

#ieltsdatio #luyenthiielts #datio #ieltswithdatio #ielts #halloffame
---------------------
👉 Lịch học OFFLINE và ONLINE tại IELTS with Datio: http://bit.ly/lichhocdatio
👉 Kiểm tra trình độ của bạn tại: http://bit.ly/datiotesttrinhdo
👉 Tham gia group tự học IELTS của thầy Đạt tại: https://www.facebook.com/groups/ieltswithdatio

📌IELTS WITH DATIO - Truyền cảm hứng cho các sĩ tử trên con đường tự chinh phục IELTS.
🏫 Cơ sở: 51/4/9 Thành Thái, P14, Q10 (kế bên trường Cao Đẳng nghề số 7)
☎️ Hotline: (028) 38 64 64 79

10 tips beli rumah . jom ruang kan masa membaca . tak salah kita menambah ilmu . 😊

1. Pilih Loan Yang Betul
Pastikan loan pertama yang anak muda buat dengan bank adalah loan rumah. Bukan loan kereta. Ini adalah kerana loan kereta akan menyebabkan komitmen anak muda semakin tinggi dan kelayakan di pihak bank untuk beli rumah semakin berkurangan. (Kalau nak pakai kereta jugak, pastikan guna nama orang abang, kakak, atau ayah. Asalkan bukan nama kita. Nak senang lagi, mintak nak...
Continue Reading10 tips to buy a house. Let's space the time to read. It's not wrong for us to add knowledge. 😊

1. Choose The Right Loan
Ensure the first loan that young people do with the bank is a house loan. Not a car loan. This is because car loans will lead to young people's commitments getting higher and the qualifiers on the bank to buy houses are reducing. (If you want to use a car, make sure to use the name of your brother, sister, or father. As long as it's not our name. Want to be easy again, asking to continue paying their car)

2. Use Company Accounts As CashFlow
If young people do business, make sure that customers bank in to the company account. Not a personal account of young people. If the customer banks into a personal account, it will NOT be counted as INCOME. So, lose it there. If anyone missed it, transfer back to the company account with a note ′′ CASH SALES ". If you are eating your salary, and within the same time your own business, register the company. ENTERPRISE is enough.

3. Pay KWSP
If young people are doing their own business, make sure to set your salary for yourself and pay your own business. When applying for loan bank later, there will be 2 types of income of young people. That is income from business, and income from your own salary. For salary payment, use company check to pay. Avoid transfer online only. And make sure to make Payslip and cop together.

4. Don't Influence ASB Loan and Personal Loan
Don't be quick to take ASB Loan or Personal Loan. Because this type of Loan is always the factor that leads to our home bank rejected loans. If you want to take ASB Loan too, make sure that after passing your home loan, then take it once. For me, if you plan to buy a second property, don't take an ASB loan anymore. Because usually the bank will offer us after we pass our first home loan. (but it's different if your income is big, if just taking ASB Loan and monthly payments doesn't give a big effect on your DSR, it's okay.

5. Buy First Home For Investment
For the first home, make sure you buy for investment purposes. Why did I say that? Because if young people buy to sit by themselves, it will be a expenses for young people. It's different if young people buy it in cash. Investment is also divided into two. Either Cash Flow or Capital Gain. If young people choose to cash flow investment. It means young people rent the house to others. Ensure the rent given is nothing less than the bank's monthly payment. Another one is Capital Gain. This means, young people buy a house at a certain period, and when the value of the house increases, young people sell / flip the house and get profit from the sale. This way is called Capital Gain.

6. Don't Combine The Name Of Husband Wife When Buying
Avoid combine the name of husband and wife while buying a house. This is because, everyone is only eligible to get a 90 % loan for two houses only. If the 70th house, only get a loan for 70 %. This means, if you follow the rules, a couple of wives will be able to buy 4 houses. But if combine the name, it will be only 2 houses to get a loan of 90 %. So, you'll lose it. The right rule for a husband and wife is... Buy 4 houses, 1 to sit alone, and 3 more for rent. It's a profit from renting that house to pay monthly for the house that you sit. Isn't it like sitting like that?

7. Ensure CCRIS Records CLEAN
CCRIS record is a record from Bank Negara that collects our debts with financial institutions in Malaysia. To make it easier for you before you decide to make a home loan, make sure you check your own CCRIS record first. Later you'll see your debt list and next to your monthly payment list. If it's 0, it means your record is clean. You're a man of mind. If it's 1, this means there's 1 months out, then 2,3,4 and so on. The way to check is to go to the National Bank and use the machines provided. Or now can apply online only. I'll show you the other day.

8. Three Types Of Home You Need To Know
There are three types of homes you can buy.
FIRST - undercons house (meaning under construction). Usually undercons homes are suitable for people who plan on FLIPPING (Selling) when they're done. If you're looking for a house with discount 7%, then you just need to remove 3 % capital. If you can find a house that gets 10 % discount, then you don't need to withdraw the capital to pay deposit.
BOTH - House of subsale. (means the house is done and has someone else's name). For this type of subsale house, a very large capital is required. If the house is RM500, 000, then a deposit of RM50, 000 is required. Added again with legal fees, etc.
THIRD - Auction House. Among these three types, auction houses are at very high risk. But it's okay.. high risk, the return is high.. If winning auction bid is much cheaper than market price, you'll be lucky.. For auction types, you need to study in terms of market value, house state, neighborhood and others before committing to join the bid. If you ask me, I'd rather buy a UNDERCONS house. 😊

9. Buy Undercons Home
If you choose to buy a house under cons, then choose a big developer. Examples like SP Loyal, IJM Land, Sime Darby, Worldwide and others. The first reason why to choose this developer is less risk. Meaning, the risk for abandoned projects is very low. If you choose a developer with no name, the risk is very high because they may lack capital or have other problems and cause the project can be abandoned. We will lose too later.
Second reason, if a big developer, they usually provide many benefits to their property buyers. For example, 5 %- 10 %, free air conditioner, alarm system, vinyl floor and more. Additionally, big developers will usually provide plenty of facilities in a residential park that they are developing. Look at SP Loyal example. So lucky people buy a house in this nature. How many new facilities they get. For example, there are malls, mosques, banks, parks, and more.

10. Buy Following Skills
Buy a house according to ability. Don't follow the lust. Yerlah, sometimes we are affected by friends who buy big houses, we also want to buy a big house. Loan may be able to pass.. but when entering the monthly payment chapter, it's really burdening you. Monthly commitment is higher than the income you get. Last-last, outstanding! So, to avoid this happening, before deciding to buy any house, make sure you count first about your monthly income ability to pay the house later.

11. Extra Tips
It's normal if loan for the first house, the bank wants to see your CCRIS record. Depends on some banks too. If you have never made a loan with a bank, then your ccris record is empty. And banks can't judge how discipline you are on loan payment. So, if this problem happens to you, there are 2 ways you can do it.
FIRST, you apply credit card and use it. The way to use the correct credit card is, swipe during the day, and at night keep paying back the credit card. This is to prevent you from forgetting to pay.
, make personal loan in the lowest amout in Easy RHB. This way, the bank will see a track record that you are a good debt payer.Translated

Sharing how I take notes to study Korean and review for the TOPIK II test. I also show the 2 textbooks I used, my favorite notebook type and my favorite highlighter pen. I mostly focus on studying grammar and new vocabulary, and this video explains how I go about reviewing, taking notes, learning vocabulary and practicing essay writing. [Press CC for Subs. English starts a bit later]

한국어능력시험을 위한 공부법 & 노트 정리법을 보여주는 영상입니다. 재미있게 봐주세요!

Textbooks I use
Korean TOPIK exam prep book (blue one) → https://geni.us/TOPIK2prep
Korean Grammar in Use Intermediate → https://geni.us/KoreanGrammarUse
Complete TOPIK (yellow book) → https://www.twochois.com/new-topik-complete-topik-with-one-book-for-intermediate-level/

Stationery I use
Notebooks (Kokuyo Campus) → https://geni.us/KokuyoCampus
Sakura Koi yellow highlighter → https://geni.us/SakuraKoiYellow
Favorite pen: Pilot Juiceup 04 → https://geni.us/PilotJuiceup
Color pens: Uniball Signo → https://geni.us/UniballJetstr

Related videos
How I study Korean grammar https://www.youtube.com/watch?v=XM-0jlPj8RY
How I study Korean vocabulary https://www.youtube.com/watch?v=H2p8DhcnMDk&vl=en
TOPIK exam experience and tips https://www.youtube.com/watch?v=RV1FJuMVGwg&t=268s
How I passed the TOPIK https://www.youtube.com/watch?v=PK7TuobItTI&t=76s

? Huge shoutout to my friend Go Yama for the beautiful background music!
Support him on Instagram & Spotify: https://www.instagram.com/goyama/?hl=en
https://open.spotify.com/artist/4Gbw8LGu071GAshE7dqqum?si=prsaszd2Sz6sOW3Y1qRMaA

Timestamps
0:00 Intro
0:14 Notebooks I use
0:40 Korean textbooks
1:29 Vocab notebook
1:40 First notebook tour
4:35 How I study grammar
5:49 2nd notebook tour
9:04 Vocabulary and review
9:40 More notessss
10:18 Colorcoding structure (or lack thereof)
10:52 When things get difficult
11:58 Vocabulary list example
12:16 Silent tour
12:33 TOPIK questions and essay notes
13:51 Ending

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?ABOUT

Welcome to my channel! My name is Lindie and I share my love for languages through my polyglot progress and language learning tips here. South African by birth, I spent most of my life in France, Pakistan, the UAE and Japan. Now I work as a UI/UX designer in Singapore. I'm a Christian and strive to shine God’s light in all I do. May this channel inspire you to reach your language goals!

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Chào các bạn,
Mình là Ly và đây là kênh Youtube mà mình chia sẻ về cuộc sống du học của mình tại Seoul, Hàn Quốc.
#duhochanquoc #lynguyen #thankyouAXISY #axisy #koreanskincare #veganskincare #crueltyfreebeauty #climateskincare #kbeauty

Mặt nạ Axis-Y: https://shorten.asia/NnExDeWt

Facebook: www.facebook.com/axisyvietnam
Instagram: www.instagram.com/axisy_vietnam
---------------------------------------------------------------
KẾT NỐI VỚI MÌNH:
FACEBOOK: lyngn1104 (Khánh Ly)
https://www.facebook.com/lyngn1104
INSTAGRAM: lyngn1104
https://www.instagram.com/lyngn1104/
---------------------------------------------------------------
LÀM VIỆC VỚI MÌNH:
Mình hiện đang dạy Tiếng Việt bán thời gian và làm 1 Youtube creator
EMAIL: lykeo9x@gmail.com
---------------------------------------------------------------
NGOÀI RA:
Mình tạo ra những Video này với mục đích phi lợi nhuận.

Chào các bạn,
Mình là Ly và đây là kênh Youtube mà mình chia sẻ về cuộc sống du học của mình tại Seoul, Hàn Quốc. #DUHOCSINHHANQUOC #lynguyen #fashionstudy

Máy may của mình: https://shorten.asia/NhT2u6b4
---------------------------------------------------------------
KẾT NỐI VỚI MÌNH:
FACEBOOK: lyngn1104 (Khánh Ly)
https://www.facebook.com/lyngn1104
INSTAGRAM: lyngn1104
https://www.instagram.com/lyngn1104/
---------------------------------------------------------------
LÀM VIỆC VỚI MÌNH:
Mình hiện đang dạy Tiếng Việt bán thời gian và làm 1 Youtube creator
EMAIL: lykeo9x@gmail.com
---------------------------------------------------------------
NGOÀI RA:
Mình không quảng cáo cho bất kì nhãn hàng nào cả.
Mình tạo ra những Video này với mục đích phi lợi nhuận.