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allianz 在精算媽咪的家計簿 Facebook 的精選貼文

2021-09-28 14:58:28 有 32 人按讚

課堂上學不到的成就，我們親眼看見，生命當中發生許多大事，拉長時間看都會變成生命的養分，挫折不算什麼，只要當下沒有被打敗，我們都有為自己再戰一次的勇氣。
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這次有幸採訪帕拉林匹克運動會Paralympic Games的選手楊川輝，在這場身心障礙運動員最高的國際體育賽事中，所有選手需克服身體上的障礙，比賽的每個片段都相當振奮人心，值得深思。
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帕運選手楊川輝在七歲的時候突然失去光明，沒有醫生知道為什麼他會看不到世界了，但是川輝從不放棄自己，持續堅持自己的信念與目標，現在的他雖然看不見，但是他同時擁有碩士學位、亞洲紀錄保持人，也曾奪得金牌，最重要的是擁有幸福的家，全心付出的太太及三個寶貝孩子，擁有支持他教練、家人和朋友，並且開啟自己的創業之旅，幫助更多喜愛運動的朋友放鬆肌肉、修復身體。
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正是因為失去光明讓他特別珍惜生命、特別感恩擁有，造就了他快樂的人生，圓滿的同時更持續走在自我實現的道路上。
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Spark Confidence 凝聚熱力信心不滅，希望台灣的體育能深入社會文化，大家持續支持台灣體育，支持帕運選手造就更多美好的故事。
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文字報導：
https://sandytwo.com/paralympic-games-allianz/
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收聽本集Podcast
Apple Podcast：https://pse.is/3q9yad
Spotify：https://pse.is/3kprk2
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安聯人壽《信念讓我飛越極限因為你我相信》帕運品牌廣告
https://reurl.cc/52Gmjq
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國手之手-運動/視障按摩工作室
台中市北區國泰街103號
https://www.facebook.com/blindathleteworkshop/

#帕運＃安聯人壽＃相信的力量＃凝聚熱力＃信心不滅＃帕拉林匹克運動會＃安聯集團＃東京帕運＃國手之手＃視障按摩＃家庭幸福＃正面思考＃運動精神

Tags: allianz 帕運安聯人壽相信的力量凝聚熱力信心不滅帕拉林匹克運動會安聯集團東京帕運國手之手視障按摩家庭幸福正面思考運動精神

精算媽咪的家計簿

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精算生活，創造理想人生的珊迪兔，遭遇人生低谷、不堪回首的財務困境、媽咪職業生涯上的轉折，樂於面對挑戰、喜歡與問題正面對決。即便生命給我們很多挑戰，睡一覺起床依然陽光燦爛

allianz 在 TAS19 คำนวณผลประโยชน์พนักงาน โดยนักคณิตศาสตร์ประกันภัย ABS Facebook 的最佳解答

By TAS19 คำนวณผลประโยชน์พนักงาน โดยนักคณิตศาสตร์ประกันภัย ABS

2021-09-24 12:24:04 有 4 人按讚

สึนามิเศรษฐกิจจีนกำลังมา!
หลังบริษัทในเครือ “เอเวอร์แกรนด์” งดจ่ายเงินเดือนพนักงานแล้ว
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สำนักข่าวบลูมเบิร์กรายงานว่า บริษัทเหิงเฉอ ซึ่งเป็นบริษัทผลิตรถยนต์ไฟฟ้า (EV) ในเครือของไชน่า เอเวอร์แกรนด์ กรุ๊ป ได้งดการจ่ายเงินเดือนให้แก่พนักงานแล้ว รวมถึงระงับการจ่ายเงินให้แก่ซัพพลายเออร์ของบริษัท ท่ามกลางกระแสข่าวว่าเอเวอร์แกรนด์อาจไม่สามารถชำระหนี้หุ้นกู้ได้
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สำนักข่าวรอยเตอร์รายงานว่า เจ้าหนี้ต่างชาติบางรายที่ถือหุ้นกู้สกุลดอลลาร์ของเอเวอร์แกรนด์ ต่างไม่ได้คาดหวังว่าทางบริษัทจะสามารถชำระดอกเบี้ยหุ้นกู้ที่ครบกำหนดได้ ซึ่งขณะนี้ก็ยังไม่ได้รับการติดต่อจากทางบริษัทเกี่ยวกับการชำระหนี้หุ้นกู้ ส่วนทางเอเวอร์แกรนด์ก็ยังไม่มีการประกาศแผนการชำระดอกเบี้ยสำหรับหุ้นกู้ดังกล่าว
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ทั้งนี้ เอเวอร์แกรนด์ บริษัทอสังหาริมทรัพย์ใหญ่อันดับ 2 ของจีน มีกำหนดชำระดอกเบี้ยหุ้นกู้ 2 งวดเมื่อวานนี้(23 ก.ย.) โดยมีกำหนดจ่ายดอกเบี้ยวงเงิน 232 ล้านหยวน หรือราว 35.88 ล้านดอลลาร์สำหรับหุ้นกู้สกุลเงินหยวนที่จะครบกำหนดไถ่ถอนในเดือนก.ย.2568 รวมทั้งจ่ายดอกเบี้ยอีกก้อนหนึ่งวงเงิน 83.5 ล้านดอลลาร์สำหรับหุ้นกู้สกุลดอลลาร์ที่จะครบกำหนดไถ่ถอนในเดือนมี.ค.2565 นอกจากนี้เอเวอร์แกรนด์ยังมีกำหนดชำระดอกเบี้ยในวันที่ 29 ก.ย.จำนวน 47.5 ล้านดอลลาร์สำหรับหุ้นกู้สกุลดอลลาร์ที่จะครบกำหนดไถ่ถอนในเดือนมี.ค.2567
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หากเอเวอร์แกรนด์ไม่สามารถชำระดอกเบี้ยหุ้นกู้ได้ตามกำหนด ทางบริษัทก็จะมีเวลาอีก 30 วันหลังวันครบกำหนดเพื่อชำระหนี้ ก่อนที่จะถูกประกาศว่าบริษัทผิดนัดชำระหนี้
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ข้อมูลจาก Morningstar Direct ระบุว่า กองทุนขนาดใหญ่ที่ได้เข้าซื้อหุ้นกู้จำนวนมากของเอเวอร์แกรนด์ ได้แก่ Fidelity Asian High-Yield Fund, UBS (Lux) BS Asian High Yield (USD), HSBC Global Investment Funds - Asia High Yield Bond X, Pimco GIS Asia High Yield Bond Fund, Blackrock BGF Asian High Yield Bond Fund และ Allianz Dynamic Asian High Yield Bond
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เอเวอร์แกรนด์มีแนวโน้มไม่สามารถชำระดอกเบี้ยหุ้นกู้สกุลดอลลาร์ตามกำหนด แม้ว่าทางการจีนได้แจ้งให้บริษัทหลีกเลี่ยงการผิดนัดชำระหนี้สำหรับหุ้นกู้ดังกล่าว ทั้งนี้ ทางการจีนได้แจ้งให้เจ้าหน้าที่ท้องถิ่นของจีนเตรียมรับมือการล้มละลายของเอเวอร์แกรนด์ที่อาจเกิดขึ้น
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เจ้าหน้าที่ระบุว่าคำเตือนของทางการจีนเหมือนกับคำสั่งให้ "เตรียมพร้อมรับมือพายุที่จะเกิดขึ้น" และเป็นการส่งสัญญาณว่ารัฐบาลจีนไม่มีความประสงค์ที่ช่วยกอบกู้กิจการของเอเวอร์แกรนด์ แต่จะเตรียมตั้งรับผลกระทบที่จะเกิดขึ้นต่อภาคเศรษฐกิจและสังคมของจีน หากเอเวอร์แกรนด์ล้มละลายในที่สุด
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ทั้งนี้ เจ้าหน้าที่ของหน่วยงานรัฐบาลท้องถิ่นและรัฐวิสาหกิจต่างๆได้รับการกำชับจากทางการจีนว่าให้มีการดำเนินการในนาทีสุดท้ายก่อนที่เอเวอร์แกรนด์จะล้มละลาย เพื่อบริหารจัดการสถานการณ์ที่เกิดขึ้นอย่างเป็นระบบ

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TAS19 คำนวณผลประโยชน์พนักงาน โดยนักคณิตศาสตร์ประกันภัย ABS

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TAS19 - คำนวณผลประโยชน์พนักงาน (employee benefit) ตามมาตรฐานการบัญชี TAS 19

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2021-09-24 07:59:39 有 263 人按讚

〈美股盤後〉恒大危機降溫道瓊漲逾500點

週四 (23 日) 華爾街關注白宮半導體峰會，對恒大危機擔憂有所緩解，加上投資人早已就聯準會縮減購債 (Taper) 消息做出反應，美股四大指數齊揚，Salesforce 領漲之下，道瓊終場收紅逾 500 點。

政經消息方面，外媒引述消息人士報導，北京當局將出手拆「恒大炸彈」，有意將恒大集團重組為三個實體，近日會公布方案，但《華爾街日報》報導，中國相關部門正要求地方政府為恒大可能倒閉做好準備，中國政府是否願出手救恒大仍是未知數。

美國聯邦眾議院議長裴洛西、參議院多數黨領袖舒默週四表示，白宮和國會就支出法案框架計畫達成協議，同時，白宮警告聯邦機構，將為新冠疫情時代的首次政府關門做好準備。

聯準會 (Fed) 週四最新報告顯示，美國家庭淨資產增加 4.3% 至 141,7 兆美元，主要受惠於股票及房價價值飆升，但家庭債務也增加 7.9%，而且聯邦政府赤字也膨脹。

美國上市公司會計監管委員會 (PCAOB) 週三推出新框架，協助落實新的交易禁令，以檢查中國或香港的審計公司，新框架經美國證券交易委會 (SEC) 批准後即可生效。

WTO 最新全球服務貿易晴雨表指數 (圖片：WTO)
WTO 最新全球服務貿易晴雨表指數 (圖片：WTO)
世界貿易組織 (WTO) 發布最新的服務貿易晴雨表 (WTO Service Trade Barometer) 指數為 102.5，高於全球服務貿易活動指數和基線值 100，顯示全球服務貿易持續復甦，但仍低於疫情前水平。

新冠肺炎 (COVID-19) 疫情持續蔓延全球，截稿前，據美國約翰霍普金斯大學 (Johns Hopkins University) 即時統計，全球確診數已飆破 2.30 億例，死亡數突破 472 萬例。美國累計確診超過 4264 萬例，累計死亡數超過 68.2 萬。印度累計確診超過 3356 萬例，巴西累計確診 2128 萬例。

週四 (23 日) 美股四大指數表現：

美股道瓊指數上漲 506.5 點，或 1.48%，收 34,764.82 點。
那斯達克指數上漲 155.4 點，或 1.04%，收 15,052.24 點。
標普 500 指數上漲 53.34 點，或 1.21%，收 4,448.98 點。
費城半導體指數上漲 45.43 點，或 1.33%，收 3,457.45 點。
標普 11 大板塊僅房地產和公用事業下滑，能源、金融和工業板塊領漲。(圖片：finviz)
標普 11 大板塊僅房地產和公用事業下滑，能源、金融和工業板塊領漲。(圖片：finviz)
焦點個股

科技五大天王齊揚。蘋果 (AAPL-US) 漲 0.67%；臉書 (FB-US) 漲 0.80%；Alphabet (GOOGL-US) 漲 0.66%；亞馬遜 (AMZN-US) 漲 1.06%；微軟 (MSFT-US) 漲 0.33%。

道瓊成分股多收紅。Salesforce (CRM-US) 大漲 7.21%；美國運通 (AXP-US) 上漲 3.5%；摩根大通 (JPM-US) 上漲 3.38%；開拓重工 (CAT-US) 上漲 2.75%；可口可樂 (KO-US) 跌 0.17%。

費半成分股氣勢如虹。英特爾 (INTC-US) 漲 0.99%；AMD (AMD-US) 上漲 1.70%；應用材料 (AMAT-US) 上漲 2.18%；美光 (MU-US) 漲 0.095%；高通 (QCOM-US) 漲 0.68%；NVIDIA (NVDA-US) 上漲 2.47%。

台股 ADR 全部收漲。台積電 ADR (TSM-US) 漲 0.28%；日月光 ADR (ASX-US) 漲 0.23%；聯電 ADR (UMC-US) 上漲 1.11%；中華電信 ADR (CHT-US) 漲 0.83%。

企業新聞

Salesforce (CRM.US) 大漲 7.21% 至每股 277.86 美元。該公司提高 2022 財年營收預期為 262.5 億至 263.5 億美元區間，高於此前預測的 262 億美元至 263 億美元。

週四白宮召開線上半導體峰會，討論全球晶片荒問題，台積電第三度受邀出席、與會者還有三星、微軟、英特爾和蘋果等科技巨頭。台積電 (TSM-US) 上漲 0.28% 至每股 116.19 美元。

台積電第三度受邀出席白宮半導體峰會 (圖片：AFP)
台積電第三度受邀出席白宮半導體峰會 (圖片：AFP)
特斯拉 (TSLA-US) 上漲 0.23% 至每股 753.64 美元。《韓國經濟日報》週四 (23 日) 報導，三星電子擊敗台積電，將拿下特斯拉新款自動駕駛晶片 HW 4.0 的訂單。

蘋果 (AAPL-US) 上漲 0.67% 至每股 146.83 美元。投行 Wedbush 認為，iPhone 13 銷售將比 iPhone 12 高出約 20%，部分原因是中國需求強勁。

戴爾 (DELL-US) 上漲 3.43% 至每股 102.69 美元。週四戴爾宣布 50 億美元庫藏股計畫，將在 11 月完成 VMware 分拆後生效，戴爾還預計分拆後至 2026 財年，每年營收將增長 3% 至 4%。

輝瑞 (PFE-US) 上漲 0.55% 至每股 44.19 美元。美國食品藥物管理局 (FDA) 週三批准輝瑞 (Pfizer ) 新冠疫苗加強劑的緊急授權，該加強劑可用於 65 歲以上長者、18 歲及以上或有嚴重疾病與高風險者，在接種第二劑疫苗至少半年後接種加強劑。

經濟數據

美國上週 (9/18) 初領失業金報 35.1 萬人，預期 32 萬人，前值自 33.2 萬人上調至 33.5 萬人
美國上週 (9/11) 續領失業金報 284.5 萬人，預期 260 萬人，前值自 266.5 萬人上調至 271.4 萬人
美國 9 月 Markit 製造業 PMI 初值報 60.5，預期 60.7，前值 61.1
美國 9 月 Markit 服務業 PMI 初值報 54.4，預期 55.1，前值 55.1
華爾街分析

Independent Advisor Alliance 投資長 Chris Zaccarelli 表示，Fed 發表積極聲明承認，經濟已足夠強大，Fed 可以取消疫情以來的貨幣刺激措施。

Commonwealth Financial Network 全球投資策略師 Anu Gaggar 表示：「鷹派聯準會出人意料地受到股市歡迎，因為這被視為經濟從疫情衝擊中復甦的確認。雖然結束量化寬鬆和升息還有一段路，但趨勢似乎開始發生變化。到目前為止，市場將壞消息視為好消息，這是一個令人耳目一新的變化。」

Allianz investment Management 高級投資策略師 Charlie Ripley 表示，圍繞經濟發展的不確定性一直在積聚，Fed 昨天向市場注入一些信心。此外，債務上限和與中國恒大風險等一直打壓投資者情緒的其他風險似乎正在消退，這增強投資者的風險偏好。

https://news.cnyes.com/news/id/4728919?exp=a

【全球股市觀察站】2021-09-23(美國時間)

阿斯匹靈實戰文章
https://scantrader.com/u/9769/service

阿斯匹靈IG
https://www.instagram.com/aspirin_grandline/?hl=zh-tw

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By O2 Cinematics

2021-02-07 20:00:08 有 2,735 人看過有 52 人喜歡

今天不是来介绍美食，是来专访我一位21岁的朋友，
我觉得他的人生经历值得一些年轻人参考，
白手起家的他在18岁就去到了美国和加拿大等，
而且今年21岁的他，有车，有房，有家庭和小成就！

中学毕业生，或者还在思考想做什么行业的不妨加入他的团队，
有兴趣的网友请联络 Andy Ting:
Whatapps ：https://wa.me/601118551314
Wechat : Emorex6657

*想要了解人寿，医药卡，储蓄保单，车险，火险，检阅保单内容，有任何保险问题不知道如何处理的都可以联系他哟*

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@Allianz @Allianz Malaysia
*视频是MCO前所拍*

#诗巫 #sibu #allianz

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我们是来自砂捞越诗巫的马来西亚青年，希望我们的视频能把所有欢乐都带给大家，你们的支持就是我们的动力！ We are from Malaysia!

allianz 在 BLV Anh Quân Youtube 的最佳貼文

By BLV Anh Quân

2021-01-23 19:30:05 有 301,606 人看過有 5,498 人喜歡

XEM BĂNG CÙNG BLV ANH QUÂN | CHELSEA VÀ TRẬN ĐẤU ĐẸP NHẤT LỊCH SỬ

Năm 2012, Chelsea bước vào trận chung kết Champions League gặp Bayern Munich hùng mạnh ngay trên thánh địa Allianz Arena của đối thủ. Có lẽ những fan lạc quan nhất của The Blues cũng không thể ngờ rằng đội bóng con cưng của họ có thể chạm tay vào chiếc cúp tai voi danh giá năm ấy, sau một trận cầu đủ mọi cung bậc cảm xúc.

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#BLVAnhQuan #XemBang #Chelsea #binhluanbongda #tintucbongda #BayernvsChelsea #ChampionsLeague #UCL #CupC1 #ChungKetC1 #UCLFinale #Drogba #Lampard #Schweinsteiger #Neuer #Bayern

BLVAnhQuan XemBang Chelsea binhluanbongda tintucbongda BayernvsChelsea ChampionsLeague UCL CupC1 ChungKetC1 UCLFinale Drogba Lampard Schweinsteiger Neuer Bayern

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Kênh YouTube cập nhật những video mới nhất về các giải đấu bóng đá trong nước và quốc tế. Chúc các bạn có những giây phút thư giãn thật tuyệt vời! Subscribe kênh tại đây: https://bit.ly/2uEkrYM

allianz 在 Wai Ching Soh Youtube 的精選貼文

By Wai Ching Soh

2021-01-14 13:07:28 有 52 人看過有 8 人喜歡

Record Title: Greatest Vertical Height Stair Climbing in One Hour (Male)
Date: 18th Nov 2020
Venue: Four Seasons Place Kuala Lumpur
Previous Record: 1.227 KM (David Robles Tapia - Spain)
New Record: 1.295 KM (Soh Wai Ching - Malaysia)
Objective: Promote Towerrunning sport in Malaysia and to the whole world / Inspire sportsmen, sportswomen, youth in Malaysia to be the best version of themselves.
Event sponsored by: Tenaga Nasional Berhad, Allianz Malaysia, Potatoes US, KBS, Four Seasons Place KL, etc...
Organized by: Malaysia Towerrunning Association
Athlete Name: Soh Wai Ching, 28th Sept 1994 (Currently Asia No. 1 | World No. 2 in Towerrunning sport)

Wai Ching Soh

About author

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We bring you the latest Allianz videos from around the world.Credits: Officially represented by its Board of Management:Oliver Bäte, ... ... <看更多>

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